Loan Information

When it’s time to replace your car, buy a new home or borrow money for whatever reason, Savannah Postal Credit Union has what you need. Our Loan Department features mortgage loans, auto loans, personal loans and various other loan products. For information on these and other loan products and services please contact our office at 912-691-2087.

Savanah Postal Credit Union offers several kinds of loans to fit members’ needs:

• Car/Auto Loans – Financing available on new and used cars.
• Mortgages – First and second mortgages with low fixed rates and no prepayment penalties.
• Personal Loans – Low interest rates with fast processing and convenient financing. These loans are often used for debt consolidation, medical emergencies, vacations, car repairs, Christmas expenses and other unexpected events.
• Recreational Vehicle Loans – Financing available on new and used boats, personal watercraft, motor homes and motorcycles.
• Shared Secured Loans – Funds secured with deposits in a savings or savings certificate account. These loans feature the most attractive interest rates, and you will continue to earn dividends on your savings.

Car Loans
Shopping for a new or used car or truck? You’ve already got plenty to think about: Makes, models, optional equipment, colors and so on. When it comes to financing, make it easy on yourself let Savannah Postal Credit Union put you behind the wheel of the vehicle of your dreams. We have loans available for new and used cars and trucks. Our loans feature competitive interest rates and the kind of efficient, personalized service that only your credit union can provide.

Personal Loans
A personal loan from Savannah Postal Credit Union can help with your loan needs, whatever they may be. You can use a personal loan to consolidate debt, finance a vacation or cover holiday expenses. These loans can also help you pay for medical emergencies and other unexpected events. Personal loans from Savannah Postal Credit Union come with low interest rates, fast processing and convenient repayment terms, as well as efficient, personalized service.

Recreational Vehicle Loans
Ready to make your dreams come true? You work hard now let Savannah Postal Credit Union help you have a little fun. Add to your leisure-time with a boat, motorcycle or motor home? Let Savannah Postal Credit Union help you finance those dreams. We offer loans on new and used boats and motor homes. We also offer loans on new and used motorcycles. All our loans come with competitive interest rates and efficient, personalized service.

Share Secured Loans
With a Savannah Postal Credit Union share secured loan, your deposit in a Savannah Postal Credit Union share savings account or savings certificate serves as collateral to secure your loan. Share secured loans carry our most attractive interest rates and you’ll even continue to earn dividends on your savings!

Home Loans
Are you looking to settle down into a new home, but are nervous about affording a down payment? We offer great interest rates on home loans and mortgages. To find out more, please contact our credit union.

Click here for a loan application.

All loans are subject to approval. Some restrictions may apply.