Fee Schedule
The following fees may be assessed against your account and the following transaction limitations, if any, applied to your account.
| Loan Fees | |
|---|---|
| Georgia Vehicle Title | $18.00 |
| UCCI - UCCI Cross Reference | $10.00 |
| LOC & Share Advance | $15.00 |
| HELOC Loan Advance | $25.00 |
| Refinance Fee | $25.00 |
| Research Fee for SPCU | $75.00 |
| Minimum Mortgage Application Fee | $125.00 |
| Late Payment | 5% of payment amount - $5.00 minimum |
| Loan Payment Advance | $10.00 |
| Loan Application Fee | $15.00 |
| Gap Insurance | $335.00 |
*Any other filing fees required to record a loan.
| Visa Credit Card Fees | |
|---|---|
| Application Fee | $15.00 |
| PIN Replacement | $5.00 |
| SPCU Instant Statement | $2.00 |
| Late Payment | $15.00 /20.00 |
| Lost Credit Card Fee | $10.00 |
| Savings Fees | |
|---|---|
| Admin. Fee new Member | $10.00 |
| Excess Withdrawal | $10.00 |
| Excess Manual Transfer to Checking | $5.00 |
| Early Christmas Club Withdrawal | $25.00 |
| Reopen Any Closed Account | $30.00 |
| Check Deposit Returned (1st Party) | $30.00 |
| Check Deposit Returned (3rd Party) | $30.00 |
| Checking Fees | |
|---|---|
| Monthly Service Charge If below $300.00 during month |
$7.00 |
| Deposit Item Return | $30.00 |
| Instant Statement | $5.00 |
| ATM/Debit Overdraft Transfer | $10.00 |
| ATM/Debit Overdraft | $32.00 |
| NSF Overdraft Transfer | $5.00 |
| NSF Return/Force Paid | $32.00 |
| Stop Payment | $35.00 |
| ACH Revocation/Stop | $35.00 |
| Check Copy | $1.50 |
| LOC System Transfer | $15.00 |
| ATM/Debit Card/PIN Reorder | $15.00 |
| ATM/Debit Card Reorder | $10.00 |
| ATM/Debit PIN Reorder | $5.00 |
| ATM/Debit Reactivation | $25.00 |
| MICR Exception | $10.00 |
| Miscellaneous Fees | |
|---|---|
| Cashiers Check/SPCU Checking | $5.00 |
| Wire Transfer | $25.00 |
| International Wire Fee | $30.00 |
| Express Mail | $25.00 |
| Check Cashing Fee | $5.00 |
| Fax Fee (Per Page) | $1.00 |
| Returned Mail Fee | $5.00 |
